Friday, February 27, 2009

Free

As of 7:48 am this very morning, I am without debt. I'M FREE!!! No car payments, no cc bills, no student loans (well I never really had these, thank you dad and your UofU employee discount), no overdraft, no IOU's (that I'm aware of). All of the money I make from this minute forward is MINE (well and my landlords and Sprint's and Sport & Health, but you get the idea) and that is an amazing feeling!

In other news, I'm learning that seeing someone every free moment for three weeks makes it really difficult when they move to another state for three months. I'm trying to keep myself busy so I don't have time to do this:

Bring on the projects and play dates!!

Friday, February 20, 2009

Good financial advice from my wise uncle Denny

I'm counting on the power of the Internet to END this ECONOMIC MADNESS.

I've never passed on a chain letter before, let alone, written one. But I believe this message should be spread everywhere. So please. PASS IT ALONG TO EVERYONE YOU KNOW.

For the sake of your family, your job and your personal sanity…

For the sake of your friends and neighbors and even random individuals you pass on the street…
For the sake of this country and the world for that matter…

GO OUT AND SPEND YOUR MONEY!

But spend it responsibly.

If you have a job and want to keep it,
If you want the value of your house to stop dropping and even increase,
If you want the value of your retirement assets to stop hemorrhaging and start growing again,
If you want the stock market to end its downward spiral,

GO OUT AND SPEND YOUR MONEY RESPONSIBLY. And encourage everyone you know to do the same.Go to the movies, go out to eat, go to the home improvement store, go buy some new shoes, go buy anything that you would have normally purchased before the fear of this economic meltdown scared you to death. If there is something you want and you don't need to go into debt to get – go buy it.

If you've put off buying that new car – go buy it. And if you do it now, you'll get a tax credit. (This is a good thing!)

If you are a first time homebuyer -- go out and buy a house. In addition bargain market prices that you will never see again in your lifetime, you can now get a significant tax credit.

Redo that kitchen and/or bathroom. Paint that living room.
Go on that trip you've put off.

Send money to your charities of choice.

AS LONG AS YOU DON'T NEED TO GO INTO DEBT (credit cards included) GO BACK TOSPENDING YOUR MONEY IN A RESPONSIBLE WAY.

Encourage your friends, family and any stranger you meet to do the same thing.The stimulus this economy needs to rebound, is not in the control of the government (as inept as they may seem) but is in your wallet. This is the greatest country in the world forged by three things – forward thinking founding fathers, an ability to rise above crisis when threatened, and most importantly, our actual ability to spend money.

We spend money better than any other group in the universe.

And while that comment seems like a negative, it is, for the most part, an absolute positive.
While reckless spending with borrowed money is certainly part of the reason we're in this economic mess, our ability to buy the goods that are offered in our local stores, use of the services of local tradesmen, and even buy goods on the internet - have a multiplicative effect that works through the system to make our economy grow and become strong.

When you buy a car – even a foreign car – the cash that you pay goes to support all the employees of the local dealership who in turn use their income to pay the barber, the grocer and indirectly, the school teacher. Even the money that goes to the car manufacture supports countless auto parts suppliers who in turn pay their employees who in turn support their respective local economies.

Every dollar we spend works its way through the economy many many many times andbenefits all of us by promoting growth. Conversely every dollar that isn't spent causes someone somewhere to lose their job –and that hurts all of us.Yes this current economic situation is scary. An incredible number of horrific events came together to create the perfect storm that have brought us to this point. Consumers, investors, retirees and potential retirees are truly concerned that there will be no tomorrow. But not only will there be a tomorrow but there will be a strong, bright future if we can take a deep breath pick ourselves up and resume a normal life.

I can explain in excruciating detail why we are where we are, but it just doesn't matter.The future is actually bright and it's time to take control of it. And you can do your part by responsibly spending your money.

Think of the economic meltdown we just been through as a massive forest fire that destroyed almosteverything in its path. Following a devastating fire, the ground is left far more fertile than before the fire. Almost immediately new growth starts appearing and after years, the forest is actually stronger than before the fire.

Our economy is not the trees, but the soil. What will now emerge will be a new financial system with heighted scrutiny from the government, investors and consumers. This is a good thing.

Hopefully, individuals have been scarred straight about the hazards of extending themselves beyond their means with creditcard debt.

From the governments stimulus programs, we will have a new program of badly needed infrastructure improvements that may have never started without the current needs.

And more importantly, industry after industry will be implementing new measures of productivity to promote their own internal growth.

These are all very good things because as we emerge from this recession – and we will – growth will be sprouting up all around us.

TRUST ME!!!!!So please do your part - spend your money. Encourage others to responsibly spend their money. It is the fastest and most direct way to get us out ofthe mess that we are now in.

The country is counting on you!

Wednesday, February 18, 2009

Random photos - What I've been doing instead of blogging edition

Reading (this is book 1 of 4 I'm in the middle of at the moment):

Freezing my tail off with friends at my favorite monuments (part 1):

Posing for portraits with a camera lens right in my face:

Feeling appreciated at work:

Witnessing beautiful sunsets:

Freezing my tail off with friends at my favorite monuments (Part II):

Running a 10K I was not prepared for with friends:



Enjoying dinner on a boat with my Valentine:

Friday, February 13, 2009

orthodontia


In my dreams last night, one of my front bottom teeth became loose and fell out. And as soon as that one fell out four more did, ruining my most radiant smile. I woke up this morning with a huge urge to find an orthodonist to replace the bottom retainer I begged my orthodontist to remove when I was in college. It's better to be safe than sorry right?

Sunday, February 08, 2009

Caps Recap

I'm too lazy to write about the caps game I went to last weekend, so I'd like to suggest that you click here for (quite literally) a play by play of the afternoon. Thanks Corey!

Thursday, February 05, 2009

Noooooooooooooooooooo!

Remember my running co-worker/neighbor who I hoped didn't notice me out running in my shortest of all shorts I'm not convinced they even qualify as shorts? Well my worst fears were realized when again, we shared an elevator ride down to the garage today. He engaged me in an eight floor conversation about running outside (in our neighborhood). All I could think about as I'm trying to talk to him is "He KNOWS!!!"

Monday, February 02, 2009

Sunday, February 01, 2009